Frequently Asked Questions

If your application is successfully matched and verified by a lender, the funds are typically deposited directly into your checking account as soon as the next business day. Processing times can vary depending on your bank's deposit cut-off hours.

Lenders look for several simple criteria. To be eligible to apply, you must:

• Be a U.S. citizen or permanent resident.
• Be at least 18 years of age.
• Have an active checking account in good standing.
• Have a regular source of verifiable income (employment, benefits, etc.).
• Have a valid email address and telephone number.

Qualified borrowers can be matched for short-term advances ranging from $100 up to $1,000. The exact amount you are approved for depends on your monthly income, state regulations, and the individual underwriting guidelines of your matched lender.

Dollar Advance is a free matching service, not a lender. Interest rates, APRs, and fees are established solely by your matched lender and are subject to state limits. Typically, fees range between $15 and $30 per $100 borrowed. Your lender will provide a full rate disclosure statement before you sign or accept any loan agreement.

Most direct lenders prohibit taking out multiple loans simultaneously to prevent over-indebtedness. Additionally, many states restrict borrowers from having more than one active payday loan at a time. We highly recommend paying off your current advance in full before seeking another one.

Submitting your request through our network performs a soft credit inquiry to match you with compatible lenders, which does not affect your FICO® score. However, once you are redirected to a lender's system, they may perform standard verification checks (such as Teletrack or DP Bureau) to assess your credit profile.